Late Payment
- Bank Rate Rise? What 5 November Means for UK Freelancers
Bank Rate is 3.75% and the Bank of England decides on 5 November 2026. What a rise to 4% would mean for your mortgage, savings and late-payment interest.
- Your Rights When a UK Client Pays Late: Statutory Interest, Fees, and the 2026 Reform
A plain-English guide to UK late payment rights for freelancers: statutory interest at 8% over base rate, £40–£100 compensation, and the 2026 reform.
- Late Payment Interest Calculator: A UK Freelancer's Guide
How to use our statutory late payment interest calculator: three worked examples (£900, £4,200, £12,000), the 11.75% rate explained, and copy-paste email lines.
- UK Late Payment Interest Calculator: What a Late Client Actually Owes You
Work out the statutory interest and fixed compensation you can claim on an overdue UK business invoice — in seconds, with a line you can paste into your chasing email.